Tag Archives: Medicare D

Medicare 2011 Part D – Reducing Drug Costs

by Mary Jane Stern The 2011 Medicare plan data is now available at http://www.medicare.gov.  Even if you don’t want to change your plan(s), take a few minutes and review what changes your plan may have for 2011.  This might be your Medicare Advantage Plan (Part C) or Medicare Part D (Prescription Drug Plan - PDP).…
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Medicare Part D Retiree Drug Subsidy

by Mary Jane Stern With the overhaul of healthcare and a 2,000+ page document there are many items that have not made the “front page” yet.  It has been well publicized over the next 10 years the donut hole in Medicare Part D will be closed. However, recent articles are talking about a tax loophole…
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Top Ten 2009 EldercareABC Posts by Mary Jane Stern

By Mary Jane Stern Now Legal To Buy Canada Prescription Drugs Cautiously Wow great new from the US Senate.  They passed a bill making it legal to purchase prescription drugs from Canada over the Internet here in the USA. Extra Eldercare Help for Prescription Drugs The Medicare Prescription Drug program gives you a choice of…
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Humana Scares Seniors about Losing Medicare Benefits

by Mary Jane Stern On Tuesday, September 29th many seniors enrolled in Medicare protested at the local Humana Insurance office here in Palm Beach County Florida because of a letter recently sent out by Humana. The Humana letter used scare tactics and warned seniors that health insurance reform could cause many to lose benefits, which,…
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Part D Low Income Subsidy

by Mary Jane Stern Medicare Part D offers a Low Income Subsidy (LIS) or extra help to pay for part of the costs associated with the plan.  The Part D costs include your deductible, premium and copayments.  Some beneficiaries may qualify for all or a partial subsidy. Of course this isn’t easy to understand because…
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New Site for Medicare Part D Comparisons

by Mary Jane Stern One very time consuming project during the 2008 open enrollment was finding a new Medicare Part D plan.  I began by using Medicare’s site so I could find all the stand alone plans in my state.  This was good and got all the plans and the premiums.  But, after finding the…
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Unconscionable Increases for 2010 Medicare Part D

by Mary Jane Stern October 1st starts the official marketing by the insurance companies for Medicare Advantage and Part D Plans.  It’s time for you to make a comparison.  Needless to say, plans that were affordable during 2009 are now increasing monthly premiums for 2010. We enrolled in AdvantraRX for 2009 because the premiums and…
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50% Discount for the Part D Donut Hole

by Mary Jane Stern Sometime over the weekend of June 18th a proposal was presented to our Senators regarding Medicare Part D and the donut hole by PhRMA, the brand-name drug manufacturers’ lobbyist. What they are proposing is to offer a discount to Medicare Part D participants when they reach the donut hole.  The discount…
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Medicare D My Experience with Humana Medicare

Before joining Medicare D, I had to sit down and make a list of all of my husband's prescriptions.  I can tell you at that time, he was on 10 or maybe 11 different drugs.  I calculated an estimated retail cost of about $8,000 - $10,000 per year and that was dependent upon discontinuing a…
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