Top Ten 2009 EldercareABC Posts by Mary Jane Stern

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  • Posted on Dec. 14th, 2009

By Mary Jane Stern

Now Legal To Buy Canada Prescription Drugs Cautiously
Wow great new from the US Senate.  They passed a bill making it legal to purchase prescription drugs from Canada over the Internet here in the USA.

Extra Eldercare Help for Prescription Drugs
The Medicare Prescription Drug program gives you a choice of different plans with [...]

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What Caregivers Should Know About Medicare and Alzheimer’s

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  • Posted on Dec. 7th, 2009

by Mary Jane Stern

When my husband and I were living in New England we met a wonderful couple, Morley and Ruthie.  At that time, Morley was 94 and Ruthie was 78, a second marriage for both. Morley was a dedicated husband and took wonderful care of Ruthie who had Alzheimer’s disease.
Of course both [...]

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A Different Medicare Advantage Plan – PACE

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  • Posted on Nov. 30th, 2009

by Mary Jane Stern
If you are a caregiver and need some extra help without having to put your loved one in an institutionalized setting, nursing home consider PACE – Programs of All Inclusive Care for the Elderly.  It works like the Medicare Advantage Plans (Part C).
The major difference, it’s a plan that focuses completely on [...]

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No COLA for 2010 Part D Premiums Rising

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  • Posted on Nov. 16th, 2009

by Mary Jane Stern

It has been reported there will be no COLA (Cost of Living Adjustment) for 2010 and you would hope there would no increases in other areas of Medicare premiums for your healthcare.  But, in a press release from CMS, August 14, 2009, premiums for Part D will rise in 2010.

What [...]

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Humana Scares Seniors about Losing Medicare Benefits

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  • Posted on Nov. 13th, 2009

by Mary Jane Stern
On Tuesday, September 29th many seniors enrolled in Medicare protested at the local Humana Insurance office here in Palm Beach County Florida because of a letter recently sent out by Humana.
The Humana letter used scare tactics and warned seniors that health insurance reform could cause many to lose benefits, which, of course, [...]

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Part D Low Income Subsidy

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  • Posted on Nov. 9th, 2009

by Mary Jane Stern

Medicare Part D offers a Low Income Subsidy (LIS) or extra help to pay for part of the costs associated with the
plan.  The Part D costs include your deductible, premium and copayments.  Some beneficiaries may qualify for all or a partial subsidy.
Of course this isn’t easy to understand because each state [...]

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Medicare Premiums Expected to Rise in 2010

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  • Posted on Nov. 6th, 2009

by Mary Jane Stern

The buzz is that Medicare premiums are expected to rise in 2010 and some will probably see a decrease in their monthly Social Security check.  Unfortunately, it is said that there will be no COLA (Cost of Living Adjustment) in 2010 or 2011.
The good news is that there is a “hold [...]

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Avoiding Medicare Marketing Scams – Fraud and Abuse

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  • Posted on Oct. 30th, 2009

by Mary Jane Stern
The 2010 Medicare Marketing Season runs from October 1st through December 31st and the Centers for Medicare & Medicaid Services (CMS) is very specific on how Parts C (Advantage Plans) and Part D (Prescription Drug Plans) can be marketed.
One area of concern is marketing through unsolicited contact.  What does this mean?  [...]

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Mary Jane Stern's Profile
Mary Jane Stern Mary Jane Stern became involved with Medicare as a result of her husband's disability during 2003. With so many different options within the Medicare system she spent the time to thoroughly research and establish what the best options were for her husband's medical needs.