Will you need Home Care or Home Health Care

  • Posted on Feb. 25th, 2015

It’s confusing and sometimes difficult to know which care is needed, home care or home health care. Do you know the differences?

A good way to quickly assess which care will serve your relative, follow these simple suggestions.

The first thing to remember about receiving help, you don’t need to be frail, unable to care for oneself, nor does one require to have an illness. Even if a person can take care of self properly, have a quick mind, and agile body, there may come a time they choose a little help around the house. That’s when a person will select home care.

But if the individual develops an illness or a chronic condition and becomes frail and weak, they may need help managing medications, measuring vitals or receiving injections, that’s when home health care is called for assistance.

How to Find Care

If seeking home care, you have a couple of options: hire an agency or hire a private in-home caregiver.

Home Care

A good checklist to use when evaluating for home care, ask if the care recipient needs help with one or more of these activities.

  • Needs help with eating and feeding, taking a bath, going to the bathroom, getting dressed, walking around, and transferring from chair to bed or elsewhere?
  • Needs help with cleaning the house, washing clothes, going to the market, running errands, cooking meals and reminders for medication?
  • Needs help with incontinent care?
  • Needs help to maintain a social life and companionship for social outings?
  • Needs help with transportation and making appointments?
  • Does the family member need a break from giving care?

Home Health Care

  • Needs help managing pain?
  • Needs help learning medication adherence and management?
  • Needs skilled assessments and training?
  • Needs disease management and education?
  • Needs help with injections and IV infusions?
  • Needs catheter care and tracheotomy care?
  • Needs help with a ventilator?
  • Needs help with managing diabetes?
  • Needs post-op rehab?
  • Needs occupational and speech therapies?
  • Needs help with discharge planning?
  • Needs help with wound care?
  • Needs assistance enabling durable medical equipment?

Home health is administered by a medically trained staff.

Paying for care includes:

  • Out-of-pocket
  • Long-term care insurance
  • Medical health insurance
  • Medicaid and Medicare
  • Cash and Counseling Programs
  • Veterans Administration

Carol Marak is a contributor for the senior living and health care market. Find her work at AssistedLivingFacilities.org. Contact Carol on LinkedIn and Carol@SeniorCareQuest.com.

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Why Nobody in the Family Talks About Money

  • Posted on Feb. 24th, 2015

by Joy Loverde

moneymanagementjpgAward-winning journalist and Reuters contributor, Chris Taylor recently wrote an insightful article titled, Why nobody talks about money.


Chris backs up his findings with a study conducted by Wells Fargo & Co. that explains, “44% of Americans point to personal finances as the most challenging chat anyone can possibly have.”


So what’s going on here? In a society that is ostensibly one of the wealthiest in the world, why is everyone so frightened to talk about this subject? Is it a family trait of silence? Is it fear of being taken advantage of? Fear of being judged?


Historically, few people have had the experience of hearing parents and other family members talk about money as they were growing up. Turns out, not having role models who carved the way has a lot to do with keeping up the tradition of remaining silent. Unfortunately, family silence has serious negative financial consequences.


Chris’ article further explains that not talking about money within the family also causes people not to know how to make plans once the money starts to roll in as well as not having the skills to stick to a budget. Yikes!


I am compelled to expand upon this topic because I know all too well that financing a longer life (people are living a third longer than they thought they would) is the number one family-caregiver issue. And whatever the reason for avoiding talking about money within the family, remaining silent is not in your best interest.

Talking about eldercare issues and planning for the financial stability of the family isn’t easy. Who wants to hash over such unpleasant topics such as illness and funeral arrangements when aging parents seem perfectly fine? But taking the easy road now and avoiding financial discussions will eventually backfire when complex problems reveal themselves and the emotional (and financial) stability of the entire family is on shaky ground.

Silence hurts YOU.

The Complete Eldercare PlannerBe brave. Take a deep breath, and jump in. You’ll discover a wealth of talking tips by reading the “Communicaring” chapter in my book, The Complete Eldercare Planner (Random House, 2009).

The best time to initiate money conversations is right now when (hopefully) your parents are mentally competent and can make their own choices and decisions. Family members rarely realize that many of the “emergencies” they end up confronting could have been avoided by planning. Devising an effective caregiving plan requires ongoing, thoughtful communication among all parties.

Once you actually get started talking about it, you will realize that it’s not as scary a subject as you thought

Until next time.






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Like it or not we are judged by others

  • Posted on Feb. 10th, 2015

by Joy Loverde

“Better to remain silent and be thought a fool, than to speak and remove all doubt.”

billmoller-winter2012-alt2Oh how I love this quotation! No one really knows exactly who said it. Abraham Lincoln? Mark Twain? Biblical Proverb? Maurice Switzer? Arthur Burns? John Maynard Keynes? Confucius? Anonymous?

Who cares who said it? I love that I learned about it and use these words of wisdom often in my day-to-day communications.

Like it or not, we compete every day based on the strength of our communication skills. With first impressions so critical in selling ourselves, our business, and our ideas, when we can’t close the deal, land the job, or motivate the team we lose bigtime.

Same holds true in our personal lives. How many times have I said throughout the years that the success of family caregiving is based on our ability to communicate with others? Bottom line, communication is all there is. The ability to relate to others is what makes the world go round.

So now what?

I’d like to introduce you to Bill Moller. A great guy, and someone who can help anyone get rid of a lifetime of bad communication habits. Through training, role-playing, and practice he helps you adopt the attitudes and techniques that win respect and earn trust.

So what’s the end result of working with Bill? Interpersonal communication skills that convey confidence, authority, integrity, empathy and above all, enthusiasm for what you do.

His track record is impeccable. He recently helped financial service professionals add to their client base and increase client retention. Another client won a large contract with a major metropolitan transit authority.  In another situation an international consultancy won more than a billion dollars in business over the past two years.

Here’s how to reach Bill Moller:

Website: BillMollerCommunications.com

Email: Bill@BillMollerCommunications.com

You won’t be sorry. Give Bill a call today.

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