Joy Loverde Shares Tricks of the Trade: Part 2

  • Posted on Apr. 2nd, 2015

by Joy Loverde

Picture1The subject of my last blog “Joy Loverde Shares Tricks of the Trade: Part 1” focused on a creative solution for financing the care of an aging parent. I wrote about three siblings who managed to cover the cost of their mother’s care in spite of being on extremely tight budgets.

This blog, Part 2 takes you down a different path. My goal with this series is to continuously feature caregivers who creatively solve eldercare problems. Their suggestions and inventions never cease to amaze me. Here is a tip that’s worth noting.

A good friend of mine, Anne manages the care of her husband, Jim. He has Parkinson’s and has been confined to a wheelchair for over three years. In spite of his physical frailties, the one thing that has remained the same is sharing their love of music. They often sit for hours listening to classical music on the radio.

Before Jim got sick, he used to play the piano every day. There is a grand piano in their living room situated in front of the bay window. It is one of the most beautiful instruments I have ever seen. Jim often tells me how much he misses playing the piano and hearing the notes when it is in use.

During one of our conversations about the piano, Anne’s face lit up. She said, “You both just gave me a fabulous idea!” And here it is…

Anne called her neighbor and asked if her daughter (a freshman in high school) was still taking piano lessons. Her neighbor said, “Yes.” Then Anne asked if the daughter would like to practice the piano at her house. And that is exactly what happened.

The daughter comes to the house about three days a week to practice. And Jim cries with happiness every time the piano is played. Win-win!

Can you think of someone who might want to know about this idea? Please feel free to share.

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Joy Loverde Shares Tricks of the Trade: Part I

  • Posted on Mar. 16th, 2015

by Joy Loverde


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Meeting family caregivers face-to-face and learning about how they solve parent-care problems is one of the many rewards I cherish when I am on the road. Their eldercare suggestions and inventions never cease to amaze me. Here is a tip I heard about last week that is worth noting.


Suggestion: Sharing the care of an aging mother.


A family of three siblings (two daughters and a son) has limited finances and their mom ran out of money long ago. Each sibling works work full-time. Several years ago, Mom moved in with one of the daughters. Everything was working out just fine until their mother took ill and required more hands-on care.


The daughter who was housing Mom could not afford to quit her job to stay home and care for Mom, and all three siblings agreed that the costs associated with in-home care were out of bounds for their budget. The siblings put their heads together and came up with a win-win caregiving solution for everyone involved.


Each of the siblings now takes turn having Mom live with them for one year. The caregiver sibling quits his/her job and the other siblings pitch in financially – paying the mortgage and utility bills, making car payments, purchasing gas, and buying groceries.  When the year is up, the process begins anew with another sibling.


It’s important to note that the siblings also did their research on how to qualify Mom for Medicaid. They are currently in the process of completing that process.


Stay tuned for Part Two.

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Will you need Home Care or Home Health Care

  • Posted on Feb. 25th, 2015

It’s confusing and sometimes difficult to know which care is needed, home care or home health care. Do you know the differences?

A good way to quickly assess which care will serve your relative, follow these simple suggestions.

The first thing to remember about receiving help, you don’t need to be frail, unable to care for oneself, nor does one require to have an illness. Even if a person can take care of self properly, have a quick mind, and agile body, there may come a time they choose a little help around the house. That’s when a person will select home care.

But if the individual develops an illness or a chronic condition and becomes frail and weak, they may need help managing medications, measuring vitals or receiving injections, that’s when home health care is called for assistance.

How to Find Care

If seeking home care, you have a couple of options: hire an agency or hire a private in-home caregiver.

Home Care

A good checklist to use when evaluating for home care, ask if the care recipient needs help with one or more of these activities.

  • Needs help with eating and feeding, taking a bath, going to the bathroom, getting dressed, walking around, and transferring from chair to bed or elsewhere?
  • Needs help with cleaning the house, washing clothes, going to the market, running errands, cooking meals and reminders for medication?
  • Needs help with incontinent care?
  • Needs help to maintain a social life and companionship for social outings?
  • Needs help with transportation and making appointments?
  • Does the family member need a break from giving care?

Home Health Care

  • Needs help managing pain?
  • Needs help learning medication adherence and management?
  • Needs skilled assessments and training?
  • Needs disease management and education?
  • Needs help with injections and IV infusions?
  • Needs catheter care and tracheotomy care?
  • Needs help with a ventilator?
  • Needs help with managing diabetes?
  • Needs post-op rehab?
  • Needs occupational and speech therapies?
  • Needs help with discharge planning?
  • Needs help with wound care?
  • Needs assistance enabling durable medical equipment?

Home health is administered by a medically trained staff.

Paying for care includes:

  • Out-of-pocket
  • Long-term care insurance
  • Medical health insurance
  • Medicaid and Medicare
  • Cash and Counseling Programs
  • Veterans Administration

Carol Marak is a contributor for the senior living and health care market. Find her work at Contact Carol on LinkedIn and

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